The Don Harkins Real Estate Show
The Don Harkins Real Estate Show is your go-to source for navigating the real estate market with clarity and confidence. Join Don as he uncovers industry myths, shares expert strategies, and empowers consumers, agents, and investors with actionable insights to succeed in today’s ever-changing real estate landscape.
The Don Harkins Real Estate Show
Should I Pay Mortgage Discount Points? A look behind the Mortgage Curtain and Secondary Market
Ever wondered why mortgage rates fluctuate or why different lenders offer different rates for the same loan? In this episode, we’re pulling back the curtain on the secondary mortgage market—the hidden engine behind how mortgages are bought, sold, and priced.
We’ll break down:
🎙 How the secondary mortgage market works and why it impacts your interest rate
🎙 Why lender rate sheets differ and what that means for your loan options
🎙 The real cost of paying points—when it makes sense and when it’s just wasted money
Plus, we’ll help you factor in your budget, length of ownership, and future financial goals when deciding whether to buy down your rate. If you’re in the market for a mortgage or just love learning about real estate finance, this is an episode you won’t want to miss!
🔔 Subscribe & leave a review! Got mortgage questions? Send us a message and we might answer in a future episode!
#MortgageRates #HomeBuying #RealEstateFinance #PayingPoints #SecondaryMortgageMarket
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